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For all those white christian aryan anglo-saxon refugees fleeing the Third World of shithole filthy countries for the safety and loving embrace of the Unites Scams of America:
Welcome to the American Scheme (or better known in Marketing Doublespeak as American "Dream"). You build a future based on debt for everything you have, including all the junk that Americans are asked patriotically to buy and consume and then throw away or dump in your garage or attic. You live like a bonded slave in the service of giant corporations that run your life and decide what you can and cannot do, what diseases you are allowed to have and those you are prohibited from having, where you live and how... In the United Scams of America, corporations are united as a cartel to domesticate and tame the American people into submissive "consumers" or "patients" or "homeowners" or "shoppers".... but never treated as "citizens".
When the Human Genome was completed in 2000, there were fears that insurance companies would use your genetic information to decide if you are a higher risk, and hence whether to cover you or not and at what cost. Well, those fears have become reality.
Per AI: Yes, insurance companies can access genetic test results to help determine coverage and premiums, particularly for life insurance. However, they cannot require you to take a genetic test, and federal protections exist for health insurance under the Genetic Information Nondiscrimination Act (GINA), though these do not apply to life, long-term care, or disability insurance.
Read: https://hsaforamerica.com/blog/does-genetic-testing-affect-health-insurance-coverage/
With every advance in science and technology, the Scamming Insurance Companies of America use it to make decisions on everything that concerns you. And that requires of them to increasingly invade your privacy with more and more sophisticated strategies and tools.
The woman below was "spied on" by her home insurer using a drone. Can the insurer next send a drone to your window to watch you and decide whether your habits deserve a higher premium? Insurers ferret out your information on social media, which you so stupidly offer for free to Facebook, X and others who actually run their businesses using your personal information as their resource. Humans have become the "oil" of insurance companies: They mine it and extract it and sell it.
The article below is insurer-friendly. Its recommendation, if you're suspecting espionage or foul play (which is very common, but the American people are jaded, tired, and accept to be treated like cattle with no rights) is what else? START SHOPPING for another insurer, which means waste your time and happiness on reading mountains of literature to decide whether one scammer is less scamming than another. They hope you won't see the fine print buried somewhere that spells out the scam.
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California woman was dropped by insurer over drone-captured images.
Moneywise
Mon, January 5, 2026
CBS News/Shutterstock
When Joan Van Kuren of Modesto got a notice from her insurance company stating they would not renew her home insurance policy, she was shocked to learn why. California insurance provider CSAA — part AAA’s insurance company — stated they discovered a “substantial increase in hazards” piling around her home. But they allegedly used aerial images from a drone to find it.
“She said they [CSAA] flew a drone over the home,” Van Kuren told CBS Sacramento in 2024 of her call with a customer service representative. “It almost feels like someone’s looking in your windows, you know, when they tell you that they flew a drone over your home and looked at it. It’s like, whoa.”
When contacted by CBS Sacramento, CSAA denied they used drones to survey covered homeowners, and instead claimed they use “proprietary aerial imagery” of homes to make risk decisions.
Is digital home inspections the wave of the future? If your home insurance company says they want to cut your insurance over concerns, here’s what you need to know.
Are insurance companies spying on your home with drones?
In an increasing number of cases, insurance companies are using eyes in the skies to not only determine the condition of insured homes, but to assess damages once a natural disaster comes through.
Since then, drones are becoming increasingly popular for insurance applications. Information technology consultant Cognizant says drones can improve efficiency and create additional accuracy, lead to closing claims faster, and improve safety for their employees.
Using a drone for an insurance inspection is not illegal in the State of California. ABC 7 San Francisco notes that unless you are using a drone to be a “Peeping Tom,” it’s legal to fly over homes and take videos. Other city and state laws may vary depending on where you live.
What can I do if my insurance company drops me over aerial photos?
Insurance non-renewal differs from cancellation. Companies can cancel policies for non-payment or fraud, but non-renewal is a business decision.
No matter where you live, your insurance company must provide you with advance notice of their intention to not renew your homeowners insurance policy and provide a reason why. If you disagree, appeal by contacting their consumer affairs division or filing a complaint with the state regulator.
In any case, now is an important time to start shopping and comparing insurance policies. Working directly with insurance providers and insurance agents can almost always help you find new coverage at either a similar price or coverage level, preventing a gap in coverage which could cost even more due to insurance penalties.
While the odds of your car insurer sending out drones to capture the dent in your bumper are slim to none, you may consider trading up your auto coverage so you can get all your bargain hunting done in one shot.
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